Hey Guys What's Up?

I haven't seen any jobs posted for that DC for what ever reason must have had a lot of people who want to work there. Kannapolis and Imperial,PA are spitting images of each other building wise.
 
So here I am had a bonus week this week and have been on vacation all week. It's been a fun filled week no car all week it's been at Maaco getting the roof painted. Then if that wasn't fun enough I've been going through the hassel of getting "pre approved" for a mortgage horray! I love having to beg and grovel and get down on my hands and knees all for the opportunity to get into debt which is one thing I have never had.
 
So here I am had a bonus week this week and have been on vacation all week. It's been a fun filled week no car all week it's been at Maaco getting the roof painted. Then if that wasn't fun enough I've been going through the hassel of getting "pre approved" for a mortgage horray! I love having to beg and grovel and get down on my hands and knees all for the opportunity to get into debt which is one thing I have never had.
whatever you do do NOT get one thru Wells Fargo!
 
No never! We don't even have Wells Fargo in Ohio at least not around here and it's either the bank I'm with now or my family and no bank those are my only two options.
I would go with the bank, it's a good way to establish a good credit history, mortgage rates are really cheap now, and nothing against family and don't take it the wrong way but those things have a way of ended up hanging over a guys head when it comes to family business, and to give some prospective on interest rates, this house when we brought it in 1990 we were paying 12.5% for 30 years which at the time was good, and we refinanced a couple years later and went to 9% for 15 years and that was really good at the time, I also had a friend who bought back in the high interest rates of the President Carter years and was paying 17% at the time, so rates right now are nothing comparitively speaking and you get alot more house for the payment dollar, so good luck and happy hunting.
 
I would go with the bank, it's a good way to establish a good credit history, mortgage rates are really cheap now, and nothing against family and don't take it the wrong way but those things have a way of ended up hanging over a guys head when it comes to family business, and to give some prospective on interest rates, this house when we brought it in 1990 we were paying 12.5% for 30 years which at the time was good, and we refinanced a couple years later and went to 9% for 15 years and that was really good at the time, I also had a friend who bought back in the high interest rates of the President Carter years and was paying 17% at the time, so rates right now are nothing comparitively speaking and you get alot more house for the payment dollar, so good luck and happy hunting.

No I totally agree I'm going bank before family they may have to co-sign, but that's alright that's not quite the same thing as having your family be your master I totally get it. 2% interest rate so can't beat that. I'm not real hip to having bills and stuff, but that's growing up LOL! Well I'll have a mortgage and property tax and all that rolled up in a nice monthly payment. Then of course Water, Gas, Phone, Internet, Cable could probably get that all bundled up in one package then Electricity have to buy groceries, but I buy those now at times and that's not the big big cost. Yeah 2% interest is a lot less then what the high interest rates were back in the day my folks bought this house in 1981 interest rates were like 12.5% or something now there 2% so that's the good thing.
 
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