I am hoping for a company and teamsters approved lease purchase program whereby you will be able to buy your own Peterbilt tractor with no down payment and a low interest rate around 17-20%. The IBT can get us a deal on tractor insurance. The company makes money off the interest we pay on the loan, they save maintenance cost since we will have to pay into an escrow account for our tractors maintenance, also we will buy our own fuel with a nice company discount, and we get to drive a PETERBILT with a built in radio and a big old caterpillar, everyone wins!!!