First of all I would like to congratulate you for 3 major career changes, that alone is tough... I just like to put my input in on your thoughts of retirement. Do you plan on having a retirement from the Teamsters? If this is passed, what do you you think will happen to the pension funds with YRCW only paying in at 25% for UP TO 10 YEARS? The pension funds will probably be cutting the YRCW pensions to almost nothing. Hopefully you will be able to live on just your social security... I know this is a YRC teamster concession, but I guarantee you that this will NOT stop with just YRCW companies... This will spread to every union company, and to the non union companies alike...in the word of flexibility, and to remain competitive in the trucking business their employees will be taking cuts... What do you think YRCW will do when this happens? They will be back again with yet another concession, saying they need more just to be competitive, and that the banks needs another agreement or YRCW will shut their doors... The IBT and the locals will just go along with it again knowing that they will not be affected by any cuts made... JUST A THOUGHT BEFORE YOU VOTE YES TO GIVE UP YOUR PENSION