Central Transport | CT deducts pay checks from banks..

This thread is proving there is a benefit to not having direct deposit. When we received the CT paper check on 12/20, I was surprised because it was for pay period for the first week of December. My husband was still a Vitran employee that week.
 
This thread is proving there is a benefit to not having direct deposit. When we received the CT paper check on 12/20, I was surprised because it was for pay period for the first week of December. My husband was still a Vitran employee that week.

I noticed on my check that their bank is the same as mine, PNC. I was able to take a picture of my check and mobile deposit it. It went in right away.
 
Regarding Labor and Industry Previously mentioned. They have laws they work under. If you can come under the law they are obligated I think to assist you. So if you insist they should help if legally able to. All laws are available to the public. Get a copy. Go to the law library. Usually librarians are helpful. Also contact you government and/or state orr federal representative to get you copies of law, or get you in touch with the right agency. Labor Unions also might help. Also there are probably attorneys who specialize in labor matters. They might give you a initial free consult to determine if they can help you. Bad people and companies rely on victims not fighting back and not having the proper knowledge of their rights.
 
There is nothing wrong with direct deposit as previously mentioned. Writing checks before the money is actually deposited is the problem.. Getting the check by mail or picking it up in the office does not somehow solve anything. If you are going to take a chance you should insure there is a back up such as "overdraft protection". I have overdraft protection that protects me from any mistake I might make. There is a fee only if I use it. The cost is high In my opinion but sure beats my creditors getting a "bad check". When you write a check that is not post dated you are representing you have the funds, not you will have it sometime in the future. You could get prosecuted for writing a bad check or be under the gun. So what are you going to tell the victim of the bad check. Its not your fault and they have to collect their fees, etc. from your employee. Good luck. If they are kind the victim might defer the making of the check good, and maybe forgive their extra fees. But you are still going to be responsible for the check/bill irregardless of what your employer does. For example, if I do not pay my Electric bill, they are not letting me off the hook simply because I didn't get paid. Maybe you could recoup your extra costs and inconvenience from the employer. But their obligation I would think is not automatic.
 
There is nothing wrong with direct deposit as previously mentioned. Writing checks before the money is actually deposited is the problem.. Getting the check by mail or picking it up in the office does not somehow solve anything. If you are going to take a chance you should insure there is a back up such as "overdraft protection". I have overdraft protection that protects me from any mistake I might make. There is a fee only if I use it. The cost is high In my opinion but sure beats my creditors getting a "bad check". When you write a check that is not post dated you are representing you have the funds, not you will have it sometime in the future. You could get prosecuted for writing a bad check or be under the gun. So what are you going to tell the victim of the bad check. Its not your fault and they have to collect their fees, etc. from your employee. Good luck. If they are kind the victim might defer the making of the check good, and maybe forgive their extra fees. But you are still going to be responsible for the check/bill irregardless of what your employer does. For example, if I do not pay my Electric bill, they are not letting me off the hook simply because I didn't get paid. Maybe you could recoup your extra costs and inconvenience from the employer. But their obligation I would think is not automatic.
This is the most bizarre response I've ever read. From what was posted here, people didn't write bad checks on money that had yet to be deposited. They wrote checks on money that had been deposited, that had been sitting in their accounts for two days, and was subsequently removed from their accounts two days after it was deposited. Of course everyone knows they are still responsible to their creditors. THAT'S why everyone is upset. Overdraft protection doesn't do anything but transfer the debt from the creditors to the bank. There's still a deficit while waiting for an undetermined amount of time for funds to be reissued. To taunt that overdraft protection is the solution to this madness is in itself madness.

You must be some random person off of the streets who has no idea the circumstances. My comment about there being a benefit to not having direct deposit was SARCASM because we no longer have direct deposit available because the new employer does not do direct deposit. So, there's no reason for you to defend the safety of direct deposit here.
 
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I agree the whole things is bizarre. However overdraft protection is good. It is actually a line of credit the bank extends to you in case of a overdraft. It is a loan to you, you can pay it off as soon as possible to avoid as much interest as possible or you can pay it off gradually based upon the terms of the contract. I have used mine only a couple times when I got confused on my available balance. I paid it off quickly to avoid interest charges. Direct desposit Is equally safe tas accepting a check in person or by mail. The only thing better to any of these is cash in your hand. I dont like the idea of being required to accept cash from my employer on pay day. Sounds terribly inconvenient or labor intensive. Besides a check or direct deposit is physical evidence of a transaction. But of course if you received cash you could also obtain a written acknowledgement for the transaction. All very complicated and a poor practice for the business/employer. So we are stuck with checks either handed to you, mailed, or directly deposited. They are all the same and could bounce or be stop payment.
Those involved have to find out more about how the funds were withdrawn. My bank tells me
the only way that can happen is that there were insufficient funds, or there was a stop payment. Someone can not just call and say send my money back.
It takes a bank about two days to get notification from the first bank that there were not enough funds or there was a stop payment. Then they will nullify the deposit.
You are correct I do not know all the circumstances. I am trying to find them out to be helpful. It seems like people are being ripped off.
The people who lost the money need to find out from their bank what happened exactly. A stop payment check and "bounced check" are two different animals. And depending upon you state laws might be handled significantly different. For exampled In Pa. if you write a bad check (insufficient funds)(account closed) knowingly to your grocery store you can be prosecuted criminally. If you stop payment on the check for legitimate reasons you might only be sued through the civil courts. In very rare occasions stop payment checks might be viewed as a scam and still prosecuted criminally. The important thing about bad checks is that there is a notification process usually that is required. In Pa. to prosecute a insufficient funds bad check the victim must notify the check writer through registered mail that the check is no good and give them 10 days to make it good. If check issuer does not make it good then the law presumes they knew they didnt have the funds when they wrote it. Account closed accounts have the presumption without the notice. You local courts, police, or DA can give you guidance. An advantage of criminal proceedings for the victim usually is there is no $ spent to get the case to the courts. The State or Commonwealth could become the prosecutor for you. If you go the civil case route you have to put up court costs and do it yourself or hire an attorney. If you select the Civil route you may not be able to revert to Criminal charges later if you see a legitimacy for that. It is not the other way around. Example OJ. Simpson was not guilty on murder charges, but was later successfully sued civilly. Another thing to think about is which gets the most attention from a check writer, criminal charges, or civil. I think criminal usually.

Aslo as I and others have mentioned. Your state labor boards, or labor laws may provide panalties and means that the worker can depend on for help.
If you are lucky enough to be in a union they can help greatly. Pa. has a wage payment and collection law. Also don,t forget attorneys who might specialize in labor law.
 
Best part is our newest driver that never got signed up for Vitrans direct deposit got paid with a live check last week, he cashed it and went about his business, Thursday he was notified by his bank ( app on his phone ) that his account was overdrawn.. He looked at his account and talked to bank, it turns out that Vitran check had bounced. The bank then went back and yanked that cash for his account putting in in the negative..
 
Best part is our newest driver that never got signed up for Vitrans direct deposit got paid with a live check last week, he cashed it and went about his business, Thursday he was notified by his bank ( app on his phone ) that his account was overdrawn.. He looked at his account and talked to bank, it turns out that Vitran check had bounced. The bank then went back and yanked that cash for his account putting in in the negative..

That's unfortunate that CT apparently did not fund the Vitran payroll account and that the driver did not have overdraft protection on his checking account from his savings account or other OD protection account.
 
Bounced check if that is for sure the reason. Make sure it is not a stop payment check. Then the decision is do you want to pursue criminal charges as a way of forcing them to pay, or at least to have them have a penalty. Of course if you file criminal charges or sue there is going to be negative feelings and may in the long run hurt the employee. So if you are not concerned about burning bridges. Then Look into Criminal Charges. Talk to you local court or the District Attorney, police or an attorney. This might not be a typical bad check case and some "officials" might not be sure how to handle it. It is easier to get after a regular citizen who writes a bad check to purchase food, than it might be to get after a corporation writing many bad pay checks. In Pa. checks below a certain amount are considered minor offenses (Summary charges) . As the checks get higher they can become misdemeanors or maybe felonies. Also repeat offenses make the charges more serious. In Pa. a bounced check is considered a crime as it interferes with "commerce", Thus writing a bad check to purchase an item and then taking it from a store, is not different from writing a bad check to pay for an item that you previously purchased and is on a payment plan. Pa. has a notification process that must or usually followed to give the chance for the issuer to make it good before it is considered criminal. This is good as it eliminates a lot of unnecessary court actions when well meaning citizens make a simple mistake and then will quickly fix the problem. You need to consult an attorney or see the DA, Police, Local court. Also you have to be careful about making any agreements as to making the check good. If you enter into any agreements (payment plan, etc.) to make the check good, and the other side does not follow through you might screw up the chance for criminal case. Also in Pa. as previously mentioned bad checks because of insufficient funds or account closed are handled differently.
Hopefully the system holds corporations and their accountants to the same standards regular citizens must adhere to. We have to know we have the funds in our account before we write a check. It is hard to believe that a company would issue a bad check. Maybe they did the same thing some of the employees did. That is wrote checks after another party deposited a check into their account, then it bounced. Generally speaking it is better not to issue a check when $ is due, and to be sued, rather than issue a check, that will bounce, and thus face criminal and if needed additional civil suits.
 
.My bank tells me the only way that can happen is that there were insufficient funds, or there was a stop payment. Someone can not just call and say send my money back. It takes a bank about two days to get notification from the first bank that there were not enough funds or there was a stop payment. Then they will nullify the deposit.
You are misinformed.

.Aslo as I and others have mentioned. Your state labor boards, or labor laws may provide panalties and means that the worker can depend on for help.
If you are lucky enough to be in a union they can help greatly. Pa. has a wage payment and collection law. Also don,t forget attorneys who might specialize in labor law.
It's not going to come to that. The company made a mistake trying to correct a mistake. The issue will be resolved without legal action. .

It's just difficult for people to put food on the table until it's resolved, and that's what people are complaining about.
 
Bounced check if that is for sure the reason. Make sure it is not a stop payment check. Then the decision is do you want to pursue criminal charges as a way of forcing them to pay, or at least to have them have a penalty. Of course if you file criminal charges or sue there is going to be negative feelings and may in the long run hurt the employee. So if you are not concerned about burning bridges. Then Look into Criminal Charges. Talk to you local court or the District Attorney, police or an attorney. This might not be a typical bad check case and some "officials" might not be sure how to handle it. It is easier to get after a regular citizen who writes a bad check to purchase food, than it might be to get after a corporation writing many bad pay checks. In Pa. checks below a certain amount are considered minor offenses (Summary charges) . As the checks get higher they can become misdemeanors or maybe felonies. Also repeat offenses make the charges more serious. In Pa. a bounced check is considered a crime as it interferes with "commerce", Thus writing a bad check to purchase an item and then taking it from a store, is not different from writing a bad check to pay for an item that you previously purchased and is on a payment plan. Pa. has a notification process that must or usually followed to give the chance for the issuer to make it good before it is considered criminal. This is good as it eliminates a lot of unnecessary court actions when well meaning citizens make a simple mistake and then will quickly fix the problem. You need to consult an attorney or see the DA, Police, Local court. Also you have to be careful about making any agreements as to making the check good. If you enter into any agreements (payment plan, etc.) to make the check good, and the other side does not follow through you might screw up the chance for criminal case. Also in Pa. as previously mentioned bad checks because of insufficient funds or account closed are handled differently.
Hopefully the system holds corporations and their accountants to the same standards regular citizens must adhere to. We have to know we have the funds in our account before we write a check. It is hard to believe that a company would issue a bad check. Maybe they did the same thing some of the employees did. That is wrote checks after another party deposited a check into their account, then it bounced. Generally speaking it is better not to issue a check when $ is due, and to be sued, rather than issue a check, that will bounce, and thus face criminal and if needed additional civil suits.

Nothing like being long winded... Whew
 
Maggie Mae
Great only a mistake was made. so how long does everyone have to wait until they are properly compensated. For all what is due them pay wise and to compensate them for all of their
costs, inconvenience, and aggravation. Meanwhile if they can not put food on the table, how long do they have to wait before they can eat again. It seems that with technology the way it is a simple mistake can be quickly resolved by the company programming their pay computers to send out checks today.
As to being misinformed please inform me. I thought there were only a couple choices if the pay (checks)(electronic deposit) were not received.
1. The check was never issued (electronic payments are similar to checks), 2. The check bounced insufficient funds 3. The account was closed, thus no funds, 4. There was a stop payment before the check cleared at the issuers bank. What is the other choices that make any sense.
I hope this is resolved immediately and all those affected are fully and fairly compensated for a supposed mistake. If not take them to court is a possible option.
Best Wishes
PS some say long winded. I like to think of it as being thorough. Meanwhile those affected have not expressed they have a handle on exactly what happened. Bounced checks, stop payments, account closed, other. ????????????
 
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