FedEx Freight | the numbers don't lie!

superwallet71

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There is lieing on both sides of the fence. If YOU still are confused do the math because (the numbers don't lie!) Compare the cost just in healthcare.
 
There is lieing on both sides of the fence. If YOU still are confused do the math because (the numbers don't lie!) Compare the cost just in healthcare.

You mean the deduction for union dues or what? You're not being clear..... Lieing in the freight business, carries a broad spectrum....
 
I've heard enough lies during the forced anti-union "education" every week that everyone is FORCED to participate in or they won't get their hooks....
 
A little advise from the old guy. Health care is now one of the biggest expenses on the employee and the company. If your 65 and retired your on medicare. I was in trucking for over 45 years. The last 33 with Viking-FXF I used to see the doctor every two years for my DMV physical, now I see the doctor once a month for my prescriptions and a checkup. Your body doesn't know if your Union or Non Union. Take care of yourself so you can enjoy those "Golden Years" Old TP
 
And the healthcare is in the shape its in because of Obama, and of course he's backed by the teamsters.

I still haven't found the section of the ACA that says employers can't boost other forms of compensation to offset what they now can't provide in healthcare to not incur a "Cadillac" plan tax. Feel free to blame whoever you want but the fact is, we have taken a large cut in compensation.

So a labor union is suppose to back pro business candidates now?
 
I still haven't found the section of the ACA that says employers can't boost other forms of compensation to offset what they now can't provide in healthcare to not incur a "Cadillac" plan tax. Feel free to blame whoever you want but the fact is, we have taken a large cut in compensation.

So a labor union is suppose to back pro business candidates now?

No the ACA set guidelines for the employers to follow and mandate.. It wasn't the employers that wanted this montage of disaster... They wanted to be able to shop for "compensation packages" to advance coverage and stay competitive on price.. ACA done nothing but give the insurance companies the right to form a "monopoly" on healthcare premiums.. That's why the Teamsters asked for an exemption from the ACA.. Not only was the American people lied to, the unions were too...

The ACA guidelines allows them to "discount" the coverage and reduce compensation packages to almost nothing... In other words, the Feds gave them the right to say "Look, we are complying to Federal mandates and this is what the mandate requires"... It requires them to provide healthcare, it doesn't say a word about the "quality" of the healthcare plan... You can either "pay" for a Cadillac Plan or you can reduce your coverage and follow the Federal Mandate on what they told the employers adhere to in the future..

This ACA is nothing more than a "WalMart" or "Dollar General" healthcare plan.. The people, before ACA occurred, had better healthcare with no insurance at all... This is what get's my goat, there should be no mandate at all.. Mandates do nothing but allow the insurer to reduce coverage and discount the quality of life, but charge a higher premium.... They were told this happen if it were mandated, that premiums would NOT go down they would inflate... There's your "Cadillac Plan".. Se, that's the thing, this ACA gives them the right NOT to shop or add Cadillac plans to there offers, because it's not in the bill..

Remember back when being full time was considered working 32 or more hours per week consistently for 6 weeks? Well, Obama said "Ok, if your gonna do that, we'll lower it to 29 hours a week for 6 weeks".. What did the employers do, dropped their full timers down to 29 hours a week.. See, it's a Chess game and Obama can't do anything about it.. He started this snowball headed for hell situation, when all he had to do was let the employers and individuals shop for their own plans... Let the insurance companies maneuver across state lines and you wouldn't have this expensive POS insurance plans we have now..

And people try to tell me"It was so people who didn't have healthcare, could afford it".. BS.. If they couldn't afford it before, what makes Obama think the can afford this POS... They had better healthcare before ACA, than they have now, and they are paying for this crap...

It make me furious when I hear people say "Oh, they are doing such a great job in DC"... BS.. There's not a politician in DC right that voted for ACA, that's getting a kickback.. "Great job", they sure are doing a great job blowing smoke up our ass...
 
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No the ACA set guidelines for the employers to follow and mandate.. It wasn't the employers that wanted this montage of disaster... They wanted to be able to shop for "compensation packages" to advance coverage and stay competitive on price.. ACA done nothing but give the insurance companies the right to form a "monopoly" on healthcare premiums.. That's why the Teamsters asked for an exemption from the ACA.. Not only was the American people lied to, the unions were too...

The ACA guidelines allows them to "discount" the coverage and reduce compensation packages to almost nothing... In other words, the Feds gave them the right to say "Look, we are complying to Federal mandates and this is what the mandate requires"... It requires them to provide healthcare, it doesn't say a word about the "quality" of the healthcare plan... You can either "pay" for a Cadillac Plan or you can reduce your coverage and follow the Federal Mandate on what they told the employers adhere to in the future..

This ACA is nothing more than a "WalMart" or "Dollar General" healthcare plan.. The people, before ACA occurred, had better healthcare with no insurance at all... This is what get's my goat, there should be no mandate at all.. Mandates do nothing but allow the insurer to reduce coverage and discount the quality of life, but charge a higher premium.... They were told this happen if it were mandated, that premiums would NOT go down they would inflate... There's your "Cadillac Plan".. Se, that's the thing, this ACA gives them the right NOT to shop or add Cadillac plans to there offers, because it's not in the bill..

The only "problem" with your theory is the fact that insurance companies are highly regulated. Their profit margins are limited, by law. So, in fact, no windfall can occur. Now IMHO, the goal with the ACA, is to force insurance companies out of the insurance business, by mandating coverage that makes it unattractive and not cost effective in the market, thereby sending consumers into the government plans. The ultimate goal, as publicly stated by proponents, is a single payer (Government) system. What we have now is just the method, to that end.
 
The only "problem" with your theory is the fact that insurance companies are highly regulated. Their profit margins are limited, by law. So, in fact, no windfall can occur. Now IMHO, the goal with the ACA, is to force insurance companies out of the insurance business, by mandating coverage that makes it unattractive and not cost effective in the market, thereby sending consumers into the government plans. The ultimate goal, as publicly stated by proponents, is a single payer (Government) system. What we have now is just the method, to that end.

But nothing in the law prevents them from "obeying" the mandate.. See that's where the problem lies, it's in the word mandate... It gives everyone free reins to do what they please... Reoccurring windfalls can be reinvested and never taxed or questioned... That's how you get around recording an actual windfall.. They can get away with that, you and I can't... Unless you are incorporated.. Or LLC'ed in...

Remember when they put a mandate in car insurance.. Remember what you were paying before the mandate? Before the Louisiana Automobile Assurance Law was passed. I was paying $350 every 6 months for Collision and Liability insurance.. After the mandate I began paying $410 every 6 months... They increased the amount they could charge, but didn't increase coverage and my OOP went up on my healthcare... Imagine that...
 
The only "problem" with your theory is the fact that insurance companies are highly regulated. Their profit margins are limited, by law. So, in fact, no windfall can occur. Now IMHO, the goal with the ACA, is to force insurance companies out of the insurance business, by mandating coverage that makes it unattractive and not cost effective in the market, thereby sending consumers into the government plans. The ultimate goal, as publicly stated by proponents, is a single payer (Government) system. What we have now is just the method, to that end.

Swampratt, you nailed it. What I want is for there to be no "profits driven" middle man between my health care expenditures and my Doctor. And the Obama hatred is pure comedy gold. For all the naysayers on the ACA, what are your proposals for making sure every American has health care? The people who rail away at it never seem to even acknowledge that there were millions of Americans going without health care. The ACA is an attempted solution. It is largely a conservative copy/paste of what the Heritage Foundation was putting forth as a proposal during the aborted Clinton Health Initiative in 1994.

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Swampratt, you nailed it. What I want is for there to be no "profits driven" middle man between my health care expenditures and my Doctor. And the Obama hatred is pure comedy gold. For all the naysayers on the ACA, what are your proposals for making sure every American has health care? The people who rail away at it never seem to even acknowledge that there were millions of Americans going without health care. The ACA is an attempted solution. It is largely a conservative copy/paste of what the Heritage Foundation was putting forth as a proposal during the aborted Clinton Health Initiative in 1994.

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Welcome to "Washington is in the insurance business now" times RBH...LOL
 
The only "problem" with your theory is the fact that insurance companies are highly regulated. Their profit margins are limited, by law. So, in fact, no windfall can occur. Now IMHO, the goal with the ACA, is to force insurance companies out of the insurance business, by mandating coverage that makes it unattractive and not cost effective in the market, thereby sending consumers into the government plans. The ultimate goal, as publicly stated by proponents, is a single payer (Government) system. What we have now is just the method, to that end.

It also causes this...Remember back when being full time was considered working 32 or more hours per week consistently for 6 weeks? Well, Obama said "Ok, if your gonna do that, we'll lower it to 29 hours a week for 6 weeks".. What did the employers do, dropped their full timers down to 29 hours a week.. See, it's a Chess game and Obama can't do anything about it.. He started this snowball headed for hell situation, when all he had to do was let the employers and individuals shop for their own plans... Let the insurance companies maneuver across state lines and you wouldn't have this expensive POS insurance plans we have now..
 
But... You knew there'd be a but...

Your rate went up to cover the cost of insuring the un-insurable.

Without mandates, a person could buy insurance that suits their personal need. Some don't need or want coverage for pregnancy related costs, drug addiction rehab, 26 year old "children" etc, etc, etc. The list could go on...

Insurance companies, simply don't have free reign. If they do, people need to pay attention to State insurance Commissioners and the regulating entities. Rates are only allowed to go up when losses offset premiums and justify an increase.

I do remember what you speak of. I lived there, In La. and my wife was in and still is in the insurance industry. And, I might add, customer service from the corp. level, at her company, has declined at the same alarming rate as the LTL industry (and Corp. America, in general). Just barely good enough and in some cases, not quite good enough.
 
Swampratt, you nailed it. What I want is for there to be no "profits driven" middle man between my health care expenditures and my Doctor. And the Obama hatred is pure comedy gold. For all the naysayers on the ACA, what are your proposals for making sure every American has health care? The people who rail away at it never seem to even acknowledge that there were millions of Americans going without health care. The ACA is an attempted solution. It is largely a conservative copy/paste of what the Heritage Foundation was putting forth as a proposal during the aborted Clinton Health Initiative in 1994.

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One thing we need to remember, there are millions who DON"T WANT or NEED insurance. Many can afford to "self insure". FedEx is self insured, In many areas of risk, up to a catastrophic amount, at which point they have coverage. Others don't want coverage due to their very limited likelihood of needing it. 20-25 year old males, for example. Carried further, they also "might" need life insurance too. Unlikely, and as of yet, not mandated. But a mandate would lower the cost for the 50 year old who surely might.

I do understand the need to insure all, regardless of need, in order to spread the risk pool across the largest spectrum. At this point the best solution is tough to determine. I think single payer is going to come and quality will likely suffer, in order to cover everyone. That will be the trade off, I think.

The whole system of government mandates, manipulation, regulation and control, in general are out of whack, IMHO. I don't see that changing or reversing. The correction would be too earth shattering for too many who have come to rely on such "help"and guidance, that doesn't really help, at all.
 
It also causes this...Remember back when being full time was considered working 32 or more hours per week consistently for 6 weeks? Well, Obama said "Ok, if your gonna do that, we'll lower it to 29 hours a week for 6 weeks".. What did the employers do, dropped their full timers down to 29 hours a week.. See, it's a Chess game and Obama can't do anything about it.. He started this snowball headed for hell situation, when all he had to do was let the employers and individuals shop for their own plans... Let the insurance companies maneuver across state lines and you wouldn't have this expensive POS insurance plans we have now..

Absolutly agree!
 
But... You knew there'd be a but...

Your rate went up to cover the cost of insuring the un-insurable.

Without mandates, a person could buy insurance that suits their personal need. Some don't need or want coverage for pregnancy related costs, drug addiction rehab, 26 year old "children" etc, etc, etc. The list could go on...

Insurance companies, simply don't have free reign. If they do, people need to pay attention to State insurance Commissioners and the regulating entities. Rates are only allowed to go up when losses offset premiums and justify an increase.

I do remember what you speak of. I lived there, In La. and my wife was in and still is in the insurance industry. And, I might add, customer service from the corp. level, at her company, has declined at the same alarming rate as the LTL industry (and Corp. America, in general). Just barely good enough and in some cases, not quite good enough.

You know I hate the phrase "un-insurable".. Who the heck is that anyway? If you are in possession of a drivers license and own an automobile, you are insureable.. Now, if you want or meant to say "the ones who won't get it" then I understand...
But,(and you know there would be one) enforce the law.. If they don't have it suspend their license or pull the plates...Plain and simple... This "I have to pay more because you won't" reason is BS... And politicians do it to us every single day...
 
It also causes this...Remember back when being full time was considered working 32 or more hours per week consistently for 6 weeks? Well, Obama said "Ok, if your gonna do that, we'll lower it to 29 hours a week for 6 weeks".. What did the employers do, dropped their full timers down to 29 hours a week.. See, it's a Chess game and Obama can't do anything about it.. He started this snowball headed for hell situation, when all he had to do was let the employers and individuals shop for their own plans... Let the insurance companies maneuver across state lines and you wouldn't have this expensive POS insurance plans we have now..

Pretty amazing that the "socialist" President is so very pliable for the business community. The selling insurance across state lines thing....that was going to solve what? If you dig into that a little you'd discover it was only a proposal to make it easier for insurers to find a more regulation free business climate. A trojan horse proposal at best. And furthermore, I live in PA and just the other day I called my insurer about a medical bill....and the girl I spoke with was at an office complex in Atlanta, GA. So...it seems to me there already exists across state line insurance selling going on. Especially if you're insured through a large employer.

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Pretty amazing that the "socialist" President is so very pliable for the business community. The selling insurance across state lines thing....that was going to solve what? If you dig into that a little you'd discover it was only a proposal to make it easier for insurers to find a more regulation free business climate. A trojan horse proposal at best. And furthermore, I live in PA and just the other day I called my insurer about a medical bill....and the girl I spoke with was at an office complex in Atlanta, GA. So...it seems to me there already exists across state line insurance selling going on. Especially if you're insured through a large employer.

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Since the law has been in affect, BCBS named each policy for the state in which they operated.. Same policy, just the name has been changed to protect the law... Headquarters can answer your questions, but file on it, "You'll have to go to your local claim office,sir".... So no, it's not been enacted to travel across state lines, legally... Some are in India, that's a pretty far off state line there..LOL
 
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