Averitt | Learning that Cigna is definitely no BCBS

rnsgn

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Personally I've hardly used the insurance since it began for us in January but what I did use left a bad taste in my mouth especially when you learn that there are charges that were paid by BCBS that you have to cover. My daughter goes every 3 months for a routine blood draw/work, when she went to the hospital to have it done in January they told her they didn't accept Cigna. So that left us to find a lab or office that would, then left us with charges from that lab and from the company that does the blood work. Shocked that a hospital didn't accept that insurance I made a call to learn that just recently they started accepting it for emergency visits and certain procedures but nothing considered minor. Now that's a major hospital not some small town doctor.

So I've talked to others, many are finding that the coverage just plain sucks, with some spending hundreds of dollars more per month than they were with BCBS, routine test being delayed when a guy felt chest pains and then charges that weren't covered that were previously with BCBS.

I do urge those who have issues and are paying more to call corporate and speak to those in benefits, I was recently told by one associate who called that they requested him to fax/email his bill so they could take care of it saying that some of the fine tuning had yet to be done with Cigna.

The $10 a week I'm saving for Cigna, with mandatory associate AND spouse health screening (mandatory unless you want to pay approximately $1200 more a year for insurance for not doing it) seems like it's not worth the trouble/savings. I know a couple of guys who have mentioned changing companies just because of what they now have to spend but the 90 day lapse of insurance and the pre-existing condition issue has their hands tied
 
In the years that I've been here, the benefits have gotten worse each time. (No surprise). I was going to 66 for retirement, but am now looking at 62 like many of my buddies have recently done. The downfall has always been that I would have to pay my own insurance but the way it is now, I'm thinking I may come out ahead.
Every week, I'm in a bigger rush to get out of here. I just hope they survive until I do.

The "Flex Plan" has been aggravating in the past, but so far now, I've had to mail receipts for EVERY time I've used it. Won't be doing it again..
 
What do you mean by that statement?
Our dear president (piece of sh*t) has caused all of this turmoil in the medical and insurance field just like he has screwed up every damn thing he has touched. Cannot be gone soon enough and a new president remove all of the crap that this asshat has caused.
 
In the years that I've been here, the benefits have gotten worse each time. (No surprise). I was going to 66 for retirement, but am now looking at 62 like many of my buddies have recently done. The downfall has always been that I would have to pay my own insurance but the way it is now, I'm thinking I may come out ahead.
Every week, I'm in a bigger rush to get out of here. I just hope they survive until I do.

The "Flex Plan" has been aggravating in the past, but so far now, I've had to mail receipts for EVERY time I've used it. Won't be doing it again..
The company needs to be bought out by people that understand how to properly run a trucking company. For 19 long years I observed the same old stale leadership (term used very lightly) remain in power and nothing ever changed. Until that 80's mindset is removed from the upper echelons, you will see more and more of the same.
 
Personally I've hardly used the insurance since it began for us in January but what I did use left a bad taste in my mouth especially when you learn that there are charges that were paid by BCBS that you have to cover. My daughter goes every 3 months for a routine blood draw/work, when she went to the hospital to have it done in January they told her they didn't accept Cigna. So that left us to find a lab or office that would, then left us with charges from that lab and from the company that does the blood work. Shocked that a hospital didn't accept that insurance I made a call to learn that just recently they started accepting it for emergency visits and certain procedures but nothing considered minor. Now that's a major hospital not some small town doctor.

So I've talked to others, many are finding that the coverage just plain sucks, with some spending hundreds of dollars more per month than they were with BCBS, routine test being delayed when a guy felt chest pains and then charges that weren't covered that were previously with BCBS.

I do urge those who have issues and are paying more to call corporate and speak to those in benefits, I was recently told by one associate who called that they requested him to fax/email his bill so they could take care of it saying that some of the fine tuning had yet to be done with Cigna.

The $10 a week I'm saving for Cigna, with mandatory associate AND spouse health screening (mandatory unless you want to pay approximately $1200 more a year for insurance for not doing it) seems like it's not worth the trouble/savings. I know a couple of guys who have mentioned changing companies just because of what they now have to spend but the 90 day lapse of insurance and the pre-existing condition issue has their hands tied
I work for Southeastern Freight and we used to have Cigna, and what you describe is 100% correct. Our company changed to Blue Cross in January and it was the best thing they've done in a long time. They changed it for the very reason you are complaining. There were service centers where our associates had no in network doctors or hospitals to use in the area they lived. Not to mention they denied everything and had to fight to get them to pay anything. Cigna sucks!
 
I work for Southeastern Freight and we used to have Cigna, and what you describe is 100% correct. Our company changed to Blue Cross in January and it was the best thing they've done in a long time. They changed it for the very reason you are complaining. There were service centers where our associates had no in network doctors or hospitals to use in the area they lived. Not to mention they denied everything and had to fight to get them to pay anything. Cigna sucks!
And this is why 3rd rate outfits such as AE changed from BCBS.
 
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