With Western States I was paying $804.00 a month for my wife and me. Since I've gone on medicare I pay $402.00 a month for wife (age 62) and $148.00 a month for a Senior Care HMO through Western States for me.( age 65) Plus the medicare care plan costs me $110.00 a month which is deducted from my pension. When I retired in 2009, my health insurance was free, and $262.00 a month for my wife.