INSURANCE BENEFIT CHANGES

Discussion in 'Fedex Freight' started by SwampRatt, Sep 16, 2018 at 9:45 AM.

  1. SwampRatt

    SwampRatt Well-Known Member

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    The news is out. You should have received (in the mail) the newsletter covering the changes.


    [​IMG]


    Open enrollment Oct 18-Nov 1

    Notable changes...

    Dependents covered up to age 26
    Telemedicine is now primary care
    More dental options (and potential costs)
    Vision coverage buy up option
    There are more...

    Base cost increases?

    [​IMG]

    So, anyone read the whole thing? Anyone liking the new changes? :popcorn:
     
    Last edited: Sep 16, 2018 at 9:54 AM
  2. No F-bdy Bs

    No F-bdy Bs Active Member

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    I'll say it again.
    It's cheap insurance (relatively)........ unless you have to use it.


    The entire system is a Charlie Foxtrot.
    Our bills are NEVER correct. It usually takes 6mo,and half a dozen bills before Bcbs decides what is "correct", and Lord forbid you have 2 seperate ins policies, yours and your wife's.
    It's a year long struggle between the 2 of them, arguing over which one DOSEN'T want to pay, with you taking the time out of your life to play middleman.


    The cost isn't the issue. The service (lack of) is.
     
  3. screweddaily

    screweddaily New Member

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    You also have to manage your own HRA, the money will no longer automatically pay out when you use your insurance. We are getting a new administer for it and the hsa.
    There are also price increases mentioned for the employees, yet they are making changes to save fedex money, broad and narrow, options. Ultimately the coverage will get worse or you will have to pay out the ass for an insurance that will break you, with the out of pocket cost, if you ever actually use it.
     
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  4. Redracer3136

    Redracer3136 BANNED

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    We had a meeting a couple of weeks ago with representatives from the various vendors who explained the changes to us...well, everything but the increase but that appears to be no biggie.
     
  5. Richard Cranium

    Richard Cranium Well-Known Member

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    Apparently they saved some printing and postage expenses. We haven’t received this, who knows, they could claim they didn’t know which of this to send it to.

    I did get something from Western States Teamsters Pension Fund. They are solvent, my money is there, and they now cover more states including almost all of the Atlantic states.
     
  6. Richard Cranium

    Richard Cranium Well-Known Member

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    Not having had a chance to read it, is everyone going to have to do the is my doctor in network thing again? THAT caused quite a bit of havoc previously.
     
  7. Crazy Trucker

    Crazy Trucker Hurting clown feelings daily

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    Had to take some of that raise back. No shocker kind of pathetic when you look at how good the company is doing right now plus the monumental tax break they received. Shake my head we deserve better.
     
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  8. truckingBORED

    truckingBORED Your Huckleberry

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    If you pick the wrong dental plan, yes.

    There now seem to be three dental plans.

    The glossy mailing seemed a bit confusing to me. (I read it twice and an undecided as to what choice is best).
     
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  9. Mike432

    Mike432 Well-Known Member

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    Yes, Know all about IN Network.
    Paying for it now!!!
     
  10. Dick Dastardly

    Dick Dastardly Drat, Double Drat, and Triple Drat!

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    At least you tried. That's more than most can say.
     
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  11. SwampRatt

    SwampRatt Well-Known Member

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    Fair point on the "monumental tax cuts", which will go on, unless the electorate fails to maintain the current representation.
     
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  12. mattbob

    mattbob Active Member

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    yes we do
     
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  13. SwampRatt

    SwampRatt Well-Known Member

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    No biggie? Perhaps, for an employee only with the Premier plan. 2.5%.

    With all the changes and options, it might be tough to pinpoint the exact final cost increase in an apples to apples comparison.

    BUT, it's NOT hard to look at the increase in cost over 2018.

    CHOICE (lesser) Plan:

    Employee only plan is up 22%.
    Employee & children is going up 35%
    Employee & Family plan is up 21% (20.73%)

    Premier Plan:

    The lesser employee only plan is up 2.5%.
    Employee & children is going up 7.3%
    Employee & Family plan is up 5.4%

    * note the above plans may/may not be offered by the same name.

    NO BIGGIE... <insert sarcasm>
     
  14. The Point

    The Point You get it or not!

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    When will we ever get the option for just a married couple? People have children that grow out of the plan or decide to not have children.
     
  15. joes bar and grill

    joes bar and grill Well-Known Member

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    Says the person on his wife's plan
     
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  16. Redracer3136

    Redracer3136 BANNED

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    I love how you guys continue to say (and like) this comment when I haven’t been on my “wife’s plan” in over 25 years...her plan isn’t as good as what we have PLUS it would cost me an additional $1,200 per year on top of the premiums just to be on it!!
     
  17. CRAZYTRAIN

    CRAZYTRAIN Member

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    3 teir dental is good that's about it.


    Keep pushing people away FedEx your doing a good job.

    So sad 17.3 Billion in total revenue fiscal year 2018. Good job at screwing the people that make you money yet again.
     
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  18. Redracer3136

    Redracer3136 BANNED

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    Yep...$17 per month increase equates to about $4 per week, no biggie...20%-35% increases does sound more dramatic though.
     
  19. SwampRatt

    SwampRatt Well-Known Member

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    Fair enough correction. I think the bigger question is, not just for you, is the significant other insured through their own employer? That seems to be a big plus.
     
  20. joes bar and grill

    joes bar and grill Well-Known Member

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    A while back over in the union thread you were bragging about your wife being a freeloader and you were on her union insurance plan.
     

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