Been on direct deposit since coming to Roadway 7 years ago. The only problem I have ever had was after I was robbed in July of this year. Had to change my account numbers and for some reason, Roadway was unable to deposit one check into my savings account, but they did make it into my checking and they cut me a check for the balance(savings). One call to AGO with the new account numbers and everything was back to normal. By the way, savings clears on Thrus mornings and checking clears on Friday mornings...(2 different banks).