New hire insurance

Discussion in 'XPO Logistics' started by cmsdock, Aug 15, 2010.

  1. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    I just wanted to know what insurance plans will be offered to me when I got enroll. My supervisor said I would have a wide range of plans to select from.
     
    Last edited by a moderator: Aug 28, 2010
  2. Trucker

    Trucker Forced Dispatch

    Messages:
    37
    Likes Received:
    1
    For the first year I believe it is only the basic plan they offer. After your first year you can choose from the other plans.
    Basics are if I remember right:
    $5 week
    5,000 co-pay
    then they pay 70% and you pay 30%.
    I could be wrong, but this should give you an idea about it.
     
  3. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    I was told I would have multiple plans to chose from and I would be covered beginning my first day. I'm in the w&r group so I could be different.
     
  4. Trucker

    Trucker Forced Dispatch

    Messages:
    37
    Likes Received:
    1
    Yea could be, this is in the south so it could be different.
    Here your not covered until you've done your 90 day probation.
     
  5. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    Thanks for the reply I'm just going by what I was told and also what my offer of employment letter stated to. Just wanted to see if anyone had anymore details.
     
  6. rattlehead

    rattlehead he said member uh huh huh

    Messages:
    225
    Likes Received:
    5
    I got my ins.in June. SUX with a capital SUX!!!! no dental, or vision for the first year. You can get the HSA I did for $1,000 they take over $41 out of my check each week for it cuz I started it late in the year. $5 a week is what it costs me for the ins. it would be another $30/week if my wife got ins. through her company but turned it down. (she's part time so no worries there). My normal bill from my Dr. without ins. is $90. We would tell him we have no ins. and pay out of pocket after visit. My wife went three weeks ago for a normal visit and we got the bill. Insurance paid nothing because we haven't met our deductible. We did however save a WHOPPING $9 from there discount thingy that most ins. co. get removed from DR. bills so I only had to pay $171.00 WOOHOOOOOOO.
     
  7. beerfd

    beerfd Well-Known Member

    Messages:
    4,710
    Likes Received:
    87
    That's a $500 deductible, not 5000
     
  8. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    thanks i thought that deductible was high for that starting plan. still haven't been able to find anything out yet the hr person has been on vacation.
     
  9. peckerwood

    peckerwood Member

    Messages:
    253
    Likes Received:
    12
    I have heard that the new hire insurance has a cap of $10,000. If so thats just 2 broken arms from being without insurance again..
     
  10. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    Still have have not found out what I would be offered I got the emails to get everything set up
     
  11. beerfd

    beerfd Well-Known Member

    Messages:
    4,710
    Likes Received:
    87
    The current "low-level", and, basicly, free insurance has a $10,000 cap..
     
  12. BEAR HAMMER

    BEAR HAMMER Member

    Messages:
    517
    Likes Received:
    1
    The insurance is crap,it don't matter if your herre 15 days or 15 years.
     
  13. Fishintx

    Fishintx Member

    Messages:
    150
    Likes Received:
    4
    I never heard of a $10,000 cap here at LSX, think someone is yankin someones chain.
     
  14. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    I think I finally got everything completed tonight. Direct deposit filled out the thing for hire right.
     
  15. beerfd

    beerfd Well-Known Member

    Messages:
    4,710
    Likes Received:
    87
    Con-way Basic Plan. The one that costs $5/week.
     
  16. sweep993

    sweep993 New Member

    Messages:
    7
    Likes Received:
    0
    I don't think you have to wait a year. I do believe you have to wait for the next open enrollment period to get the full choice.
     
  17. peckerwood

    peckerwood Member

    Messages:
    253
    Likes Received:
    12
    Heard the same at our terminal, "yep thats the way it is, no sir its not" so how do i find out forsure because my 90 days will be up in a few weeks. $10,000 cap for 5 dollars a week sounds kind of fishy for such a large campany, i was paying $14 a week and it had a cap of 1 million. Would just like to find out the facts...
     
  18. beerfd

    beerfd Well-Known Member

    Messages:
    4,710
    Likes Received:
    87
    That's all that is available for your first year, then you can change....wether or not its for a full year or until the next open enrollment, well I don't know the answer to that..
     
  19. Trucker

    Trucker Forced Dispatch

    Messages:
    37
    Likes Received:
    1
    I was told it's after your first year. Similar to if your hired mid-year that is the only time you can make a change out of the open enrollment period. Whether that's the truth or not is anyones guess though.
     
  20. cmsdock

    cmsdock Active Member

    Messages:
    1,769
    Likes Received:
    6
    What day of the week do you guys get paid
     

Share This Page