Jay C , your actually talking sense, hope some of the people listen to you. For all the guys that want to vote no, go look for a job, find one and quit. I understand there position and resrect the decision to vote no. But don't bring everyone else down because you want to close the company, there's a lot of guys out there with family's who need the insurance and the income. I retired in January of this year and some of the quotes I read here some of these guys think its 1968 again. Good posts Jay C.