I was really shocked in my search for another insurance provider after being rejected by Liberty Mutual. That so many of the companies had their dangerous dog list. That they didn't want to offer homeowners because of that issue. I am so re-leaved that Liberty was able to give us a pass,& allow us back. Although I've heard that insurance agents make 10 to 15 percent when they sell a policy. Maybe the guy my wife talked to was making money off the auto insurance. When we agreed to bundling the 2 policies,he was more willing to reinstate our home owners. Another reason I give God the credit for solving our problem. I really doubt that insurance dude was willing to reinstate us out of the goodness of his heart.