If this were negative..

[beerfd]

The only problem I have with the insurance is that it costs a lot more than it did. It still covers me pretty well.

Try the fund insurance ..I haven't taken any money out of pocket for two years..not even a co-pay. Pay 10.5 wk. For family. Haha. Put that money you pay on those high premiums in the bank in case you need to pay the deductible. The insurance covers everything cigna covers. No different.
and the un used money rolls over to the next year.

[radman]

Try the fund insurance ..I haven't taken any money out of pocket for two years..not even a co-pay. Pay 10.5 wk. For family. Haha. Put that money you pay on those high premiums in the bank in case you need to pay the deductible. The insurance covers everything cigna covers. No different.
and the un used money rolls over to the next year.

What are you going to do " I pray that it does not happen to you or yours" if there is a catastrophic injury or very serious illness that requires long term hospitalization? How are you going to pay for that? Does your $10.50 a week insurance cover that?

[beerfd]

What are you going to do " I pray that it does not happen to you or yours" if there is a catastrophic injury or very serious illness that requires long term hospitalization? How are you going to pay for that? Does your $10.50 a week insurance cover that?

Yes, the same cigna coverage.

I always hear this same argument..What is it that would not be covered? I never understood why people would think you would not be covered. Please explain. Nobody has ever been able to explain this argument.

And the 10.50/wk. is dental and vision also.

all the money I save goes in the bank in case I need if for the deductible. plus extra. hey, it works for me. I love going to the doctor, walking out without paying any co-pay. There is an out-of-pocket maximum is your hospitalized for some longterm stuff that you mention. After that it pays 100% up until the law allows, which is no limit, I believe. works for me.

[Dodge Ram]

Full 401k match back? Hell, I'd rather have my pention back.

[radman]

There is an out-of-pocket maximum is your hospitalized for some longterm stuff that you mention.

What is the out-of pocket maximum for long term hospitalization?

[beerfd]

What is the out-of pocket maximum for long term hospitalization?

It's a traditional 80/20 plan with an out-of-pocket maximum of 10K. For free insurance, that's a good deal. And that's not to mention the free money they give you each year. If your in good health, it's a good plan.

[beerfd]

Full 401k match back? Hell, I'd rather have my pention back.

With the match back and the 3 percent and the transistion payments..it's more than they were putting into the pension. So if we get the match back, it's all good.

[smokin'joe]

With the match back and the 3 percent and the transistion payments..it's more than they were putting into the pension. So if we get the match back, it's all good.

2 words.....I &F.

[beingpissed on]

2 words.....I &F.

them are letters dude!

[smokin'joe]

them are letters dude!

......sorry