You say you have 16 months in, so I assume you hired in June 07, making you a regular in October 07...that means you have 3 vacation days right now + 1 pto...you need to take the pto so you don't lose it...the 3 vacation days you should roll over to 09, and on January 1st, you will have 13 days vacation and 5 pto days to use thru 09...don't know where you are on your board, but those days may come in handy in January and February...
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