Probably nothing but there's cost you nothing for you and your family. But if you are part of the central states pension fund you also have no retirement.
Central states has retirement, the future of their pension plan is in trouble and there are fixes being explored but people retired or retiring are collecting.
When I was a teamster for 23 years l had multiple visits to Chiro’s , Drs , vision & dental . Most I ever paid out of pocket was $25 co pay . On a total of just under $15,000 injections I paid $125 for multiple Drs visits . No weekly deduction , no having to meet $2,500/5,000 before in’s pays . Where I work now non teamster last year alone I paid $7,300 out of pocket before deductible was met.
I started when I was 28 and planned on working there until retirement but after the 15% pay cut and realizing that I'm not gonna get my pension I left after 15 yrs. The pension was the biggest reason I went there to start with and since I still have 15 to 20 to work I just decided for me a job is worth more than some free insurance.
Ok but $5.00 per hour pay difference at over 2,000 hours worked per year equals how much difference vs. free insurance and no future retirement??? Not to mention the uncertainty of union carriers...
I thought I explained it . The commute was killing me health wise . Running 532 miles a night on my run and 173 miles in the car to and back from work . My body and Dr said you need to stop . Sleeping 3 1/2 -5 hours a day 4 days a week was not good and I was feeling it for as many years as I did it . So made the choice when a non union had an opening 20 minutes from the house . Just wished I had known how
ty the benes really were . No one to blame but myself on that decision .I only have 2 years 3 tops to go . So I take it you may be younger and do not use the benes like older drivers do . I really do not like spending my money on ins that is basically worthless . Then paying out $5,000 out of pocket every year . Not worried about the pension where I am . It’s in good shape . I have a great friend retired from ups who keeps me updated .
The insurance will come into play sooner or later since it is free for you and your family and it is great insurance at that. Not sure where you live but the central states pension fund is the only one doing bad I think. Just don't work for any yrc company.
I would stay at FXF because new penn is part of yrc and they only pay 25% into pension and im sure you want get laid off as fast when it slows down.
I would if they had a terminal close by ! Love the benes
Well I have no idea what yours covers or doesn’t cover . But I do know by talking to some friends at Fedex Freight you have to meet a huge deductible before in’s starts paying . Teamsters there is no big deductible, no extra for wife & kids . Pretty sweet !
Some drivers are leaving, Some are working at UPS they took a vacation and using that to work, hoping to make the list . is what is being told from drivers still at N P . Can you do that ?
