FedEx Freight | 2019 Health Insurance

Im someone who unfortunately has a spouse with a cronic illness. I find many obstacles in our current medical policy that wasn’t a obstacle before. One being the hospital visit, you sit there and have to question yourself in the middle of the night ...is this a emergency or not.. you may win the gamble but one day you will lose.
Paying a family plan when all you have is a spouse isnt fair in my opinion either. That was a option here at one time.
Its not the cost but the coverage for the cost I question.
I feel all the money they take goes right back into the pocket of Fedex. Theres money to be made or they wouldn’t be self insured. Same with there life insurance. Yes I can get life insurance else were but it very difficult with a chronic illness .
Im just not happy with the coverage we have now compared to what we once had.
 
Again, it’s $76 a per week family/ $18 single, most people **** away that kind of money...don’t eat out for one day and the increase is covered, not to mention it’ll probably be a positive on your health...a win/win!!

My point is you guys are acting like you put your purple thong on backwards over something Ratt said!! I’m not saying he’s wrong but we haven’t been briefed on the subject either, nor do we have all of the details...yet...calm down!!

Good luck doing damage control if our raise doesn't even cover this increase, it's not going to be "no big deal".
 
Im someone who unfortunately has a spouse with a cronic illness. I find many obstacles in our current medical policy that wasn’t a obstacle before. One being the hospital visit, you sit there and have to question yourself in the middle of the night ...is this a emergency or not.. you may win the gamble but one day you will lose.
Paying a family plan when all you have is a spouse isnt fair in my opinion either. That was a option here at one time.
Its not the cost but the coverage for the cost I question.
I feel all the money they take goes right back into the pocket of Fedex. Theres money to be made or they wouldn’t be self insured. Same with there life insurance. Yes I can get life insurance else were but it very difficult with a chronic illness .
Im just not happy with the coverage we have now compared to what we once had.


That's a big one as well.

Me, and my daughter. = Family.
Guy with a wife, and 7 kids = Family.
Both pay the same.




Ok, Wtf is that?

Needs to be
Single
Single + spouse, then xx for each additional child.
 
In case anyone wasn’t aware, there’s a max outta pocket clause to cover any unexpected emergencies

Oh my bad didn’t know max out of pocket was applicable to out of network that swap rat said they are not coving zero anymore thanks for clearing that up

My point is you guys are acting like you put your purple thong on backwards over something Ratt said!! I’m not saying he’s wrong but we haven’t been briefed on the subject either, nor do we have all of the details...yet...calm down!!

THAT detail remains unknown. NOT part of the pre-shift directive, read directly to us (the class). Keep in mind, things NOT covered typically do NOT count toward out of pocket max. :nono h4h:
 
Im someone who unfortunately has a spouse with a cronic illness. I find many obstacles in our current medical policy that wasn’t a obstacle before. One being the hospital visit, you sit there and have to question yourself in the middle of the night ...is this a emergency or not.. you may win the gamble but one day you will lose.
Paying a family plan when all you have is a spouse isnt fair in my opinion either. That was a option here at one time.
Its not the cost but the coverage for the cost I question.
I feel all the money they take goes right back into the pocket of Fedex. Theres money to be made or they wouldn’t be self insured. Same with there life insurance. Yes I can get life insurance else were but it very difficult with a chronic illness .
Im just not happy with the coverage we have now compared to what we once had.
Clearly some things have changed at the decision maker level. We seem to have lost the people with their "hand on the pulse" of the workforce.

IMHO, the timing of this whole "change" thing could NOT have been worse, or less justified.

1) Employee Appreciation Week?
2) On the heels of last years record breaking annual report.
3) Corporate windfall continues (unshared).



Brilliance... <insert sarcasm>

:smilie93c peelout:
 
Sometimes I think Fedex takes bites in the corporate world buying companies before a complete recovery of the last purchase. Then the underlying burden of cost is trickledown to us
 
THAT detail remains unknown. NOT part of the pre-shift directive, read directly to us (the class). Keep in mind, things NOT covered typically do NOT count toward out of pocket max. :nono h4h:
That was my point...until we have all the details, there’s no reason for these guys to get their thongs in a wad!!
 
I have always looked at not what the weekly cost is, as much as deductible, out of pocket, and prescription costs out of pocket totals. Those are the ones that knock you over when say between deductible and out of pocket have to total like maybe 8-10 thousand before full, or 80-20 kicks in. If your family is healthy, you can survive pretty good. But if you have health issues, it can be disasterous. That was by far the biggest advantage I thought, having the insurance I have had through Central states. Nothing else comes close. $400 per year family deductible, $2,300 out of pocket total. After that, everything 100% covered.
 
I have always looked at not what the weekly cost is, as much as deductible, out of pocket, and prescription costs out of pocket totals. Those are the ones that knock you over when say between deductible and out of pocket have to total like maybe 8-10 thousand before full, or 80-20 kicks in. If your family is healthy, you can survive pretty good. But if you have health issues, it can be disasterous. That was by far the biggest advantage I thought, having the insurance I have had through Central states. Nothing else comes close. $400 per year family deductible, $2,300 out of pocket total. After that, everything 100% covered.
Visitor here. We have $500/$3000. $37/week.
 
It is at a tipping point I think. At first glance it may be better to junk our insurance and join my wife's. What if a sizable chunk of our "team members" leave our insurance? Less people could justify an even bigger increase next time as the snowball rolls on. The lid is twisting on a can of worms I think.
 
It is at a tipping point I think. At first glance it may be better to junk our insurance and join my wife's. What if a sizable chunk of our "team members" leave our insurance? Less people could justify an even bigger increase next time as the snowball rolls on. The lid is twisting on a can of worms I think.
I'm starting to think we pay for Managements insurance
 
THAT detail remains unknown. NOT part of the pre-shift directive, read directly to us (the class). Keep in mind, things NOT covered typically do NOT count toward out of pocket max. :nono h4h:
I understand that. My response was sarcastic because red racer thought it did from his response
 
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It is at a tipping point I think. At first glance it may be better to junk our insurance and join my wife's. What if a sizable chunk of our "team members" leave our insurance? Less people could justify an even bigger increase next time as the snowball rolls on. The lid is twisting on a can of worms I think.

Yeah I can't believe they are going to try to push this through, got to question leadership at this point. It went down hill when Ducker left. Good luck to them trying to put that lid back on the can of worms this time.
 
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