Teamster health plans vary across the country-each area is different. In my area we have Blue Cross PPO or Aetna HMO, our choice. We have copays at the doctors' offices and deductibles in the PPO, different charges apply with the HMO but it is cheaper than PPO. In my area UPS does not participate in Teamsters health plans, they have their own and I believe it is a better plan.
Sounds pretty much what we have. copay office visit $15.00 I have Blue Cross.