I'm a wife of a road driver. I have to disagree with this being better insurance. It stinks. I am a diabetic. At my husbands local, they were told that this so called TeamCare was EQUIL or BETTER than what you guys had from UPS. Boy, was that a big FAT LIE. I have to go on cheaper insulin, my daughter has to use a cheaper inhaler. Many of our Drs. are not in network. And when you call for information, you get the run around from the reps at BCBS. And the rudeness from them is terrible.