You do it the way you want, it's your life but I found out that if I don't have anything but utilities going out, I don't have to make much, I don't worry about getting cancelled for the 3rd day this week, I could have worked and threw the extra board guy out in the cold but since I don't have to worry about making alot of money, I don't have to throw my fellow man under a bus so I can pay for the house I couldn't afford when I bought it or the 50k car sitting in the driveway or a woman who thinks she is a princess that has to have all of the above....
The beauty of my life situation is is the fact my wife thinks just like me and my 14 yr daughter wrote an essay for school she got an A on describing the what it does to you to buy things with money you don't have....
Live it the way you want Mr. Ray of sunshine, I bet you are a joy to work with