XPO | health insurance

m3sews

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There was a post discussing the difference between health insurance from 3-15 months and after, but now can't find it. During the 3-15 months, do they cover anything before the deductible is met? For example, only pay $20 copay for Dr. visit? Or is it strictly pay $x out of pocket first then insurance pays 80% of allowable after that?
 
[quote author=m3sews link=topic=80257.msg830770#msg830770 date=1274144865]
There was a post discussing the difference between health insurance from 3-15 months and after, but now can't find it. During the 3-15 months, do they cover anything before the deductible is met? For example, only pay $20 copay for Dr. visit? Or is it strictly pay $x out of pocket first then insurance pays 80% of allowable after that?
[/quote]From what I understand, you get the free (or $5/week) insurance for your first year. $500 deductible for each person, then 70% of charges are paid. $5000 out-of-pocket maximum for the family.

But it's not as good as the Obama-care-not employeed-no-out-of-pocket-because they will take the money from us worker's pay-plan...... :iamnotworthy:
 
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