R&L | Insurance

the other thing they didn't tell us was any prescription the insurance doesn't feel you should take they charge a $40 copay for. like nexium. even the human resources lady is complaining our new insurance sucks

the new out of network benefits only pays about $1000 - $1500 total per year.
 
there was alot they left out when explaining the new insurance like the extra $40 copay on certain prescriptions and the out of network max benefit of only $1000 - $1500. So far this year we have spent almost $10,000 in unexpected medical exenses because our daughter started having seizures. the insurance has only paid out maybe $2000. what good is the insurance?
 
after reading this thread and watching other companies pull our freight around the country i need to go get some prozac and morphine......how much will i have to pay for that????
 
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