don't kid yourself my friend....you buy a house at lets say 200k....property tax is minimum 6000 yes 6000 a year....300k means 9000 per year just to own your own home..that's an extra 750 a month on top of your house payment..now lets add homeowners insurance....here in let's say tarrant county you are looking at let's say for that 200,000$ home minimum 2000 per year....yes that's right 2000 per year..some people pay much more...1% deductable for that home if lets say you have hail damage....now you want to add in your electric bill? hahahahahha....2 story home huh....400 to 500 a month and that's if you keep your home at 72 to 74 degrees...I met a woman at Trader Joe's from California and we got to talking about homes in Texas....she says listen....California gets you up front....Value of home only....property tax is 1% of value....she lives in Mansfield Texas at 4.3% value and her 250,000 home costs her over 9,000 a year in property tax.....Beer is more expensive here....Meat is more expensive...clothing....all I'm saying is your home might be cheaper but the rest of it.....ISN'T.....you can buy a mobile home and live 60 miles outside the city and yes costs go down..substantially..but that's not where I live....someday maybe....just my take on what's bigger in Texas..btw most homes are more expensive than 250,000..have a great weekend