Wrong. You must work a minimum of three days in a work week for Health&Welfare coverage and our pension is paid on a daily rate of work. So, we get nothing paid on our behalf before we “move a stick of freight” as you put it. And if you are getting 8% contributed by your employer on your 401k, that is roughly another $2.65 per hour to figure in on your compensation package. Not to mention, our contributions are based on a 40-hour week. After 40-hours per week there are no more Health&Welfare or Pension contributions made on our behalf. I assume your 8% 401k is based on total hours worked and not just 40- hours per week?