Double-Clutch
TB Lurker
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Worst insurance I ever had.
If you are a Teamster, you pay union dues. Thus, it is not free.
I understand that Walmart cannot compete with Union insurance. I was just stating that because you pay Union dues, the insurance is not free. Unions do not offer the benefits that they once did, to justify the dues. However, insurance is a big one.
I pay $3588 for the year, for the best insurance available, including the best dental, for our family. Like yours on the dental, most is free short of major. I do understand that the insurance plans are different based on where you are based out of.
I don't know how your pay works out. In Dec, I will have been here 2 years. In that time, I will have received 4 raises, with another probably coming in March of next year. So, in most cases the increase in pay goes a long way to mitigating the increase in insurance costs................. plus more on top of that.
I came from a very good tanker job to come here. My first year pay was equal to my best year there, with a lot lower costs for insurance. This year will be significantly higher. What I have gained in lack of stress, respect, and job security can't even be measured in money.
Just keep it in mind for the future.
My wife is a chronic asthmatic, and we have a son also, so I certainly understand.
I understand what dues are for. The thing is, Union drivers have been getting less and less in terms of representation. A lot of Union drivers have taken cuts in pay, for the companies to try to stay competitive. However, the insurance is still a great deal, for the price of the dues.
Our insurance is $114 every two weeks, plus $24 for dental.
Like I said, Walmart cannot compete on insurance. However, they are more than competitive on wages, and often times offer a much better work environment.................... which was the HUGE difference for me.
I understand that Walmart cannot compete with Union insurance. I was just stating that because you pay Union dues, the insurance is not free. Unions do not offer the benefits that they once did, to justify the dues. However, insurance is a big one.
I pay $3588 for the year, for the best insurance available, including the best dental, for our family. Like yours on the dental, most is free short of major. I do understand that the insurance plans are different based on where you are based out of.
I don't know how your pay works out. In Dec, I will have been here 2 years. In that time, I will have received 4 raises, with another probably coming in March of next year. So, in most cases the increase in pay goes a long way to mitigating the increase in insurance costs................. plus more on top of that.
I came from a very good tanker job to come here. My first year pay was equal to my best year there, with a lot lower costs for insurance. This year will be significantly higher. What I have gained in lack of stress, respect, and job security can't even be measured in money.
Just keep it in mind for the future.
My wife is a chronic asthmatic, and we have a son also, so I certainly understand.
I agree 100 percent with double-clutch, he put it perfectly walmart insurance is affordable to purchase just to expensive to use. That is what stopped me from joining the private fleet!! The best I saw for my area was 3000 dollar deductible and 5000 out of pocket max per year. How do I go from a 400 dollar deductible with 2000 out of pocket max per year to that? Plus the cost would be 5200 a year compared to zero now. That's 10800 dollars a year more out of my pocket!!
You are only taking into account what you pay as a premium ($3,588). You have to also consider what you have to pay out of pocket until the deductible is met. I believe you have the $3,500 deductible plan that also has to be met before insurance starts to pay and even then it is at 80% (coinsurance).