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TB Lurker
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Will any current employee No off the top of your head how much disability insurance cost per week and what is the weekly pay out if you’re aware
Estes | Short term disability
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ED FORCE ONE
TB Veteran
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Short term is paid for by the company and you get two hundred bucks a week if you mess your self up
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Thank you my friend that does seem a little low oh well thanks again
ED FORCE ONE
TB Veteran
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Probably was a hassle to get
It was actually really easy. The hard part was getting Cigna to pay for/cover the procedures that the hospital preformed while I was in there.
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Company provided short term used to pay 200 but increased to 300 in the past few years. Additional short term is available and is cheap.
Grog Smash
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The additional short term doesn't kick in until (either 4 weeks or 30 days, I forget which). I was off for almost 5 weeks a few years ago, and only got a few days of the additional short term.
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Thanks very much my friend
ED FORCE ONE
TB Veteran
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Cigna says the use of operating room was unnecessary expense
My son is a dockworker and recently broke his ankle playing paintball.He has the "added coverage".How long before you started drawing and how much more do you draw with the paid short term disability???Thanks.
I want to say it was about a week and a half after I applied that the checks started rolling in. I couldn't tell you how much the added coverage gives you since I don't have it.
1984Sideways
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I dont understand this disability, when I either got hurt, mashed or sliced up I paid cash. Only twice did the state workmans take care of the billing and once the facility I got hurt at took care of it with a generous check so they dont get sued. Cheaper that way.
IF you are disabled it becomes a Social Security thing and those tend to be pernament in some ways.
IF you are disabled it becomes a Social Security thing and those tend to be pernament in some ways.
1984Sideways
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We relied on savings. That got us through quite a bit.
9-11 came along, Payroll company was destroyed. We were told to go to unemployment and sit home for god only knows how long. No. We had plenty of savings. Ran the truck on that until the company replaced the payroll and caught everything up after 6 weeks.
aflac did not exist in our day.
9-11 came along, Payroll company was destroyed. We were told to go to unemployment and sit home for god only knows how long. No. We had plenty of savings. Ran the truck on that until the company replaced the payroll and caught everything up after 6 weeks.
aflac did not exist in our day.
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Not available here and you can’t buy it on your own. Only available through employers.
My wife got it. I guess some salesman was at her job and she bought it. I don't know anything about it lol. She just told me it covers everything and they'll fly you to the best hospital in the country for whatever it is they're treating you for. You don't lose any income. My son broke his ankle. I remember getting a check. I think $2K
It came quickly soon after.
ED FORCE ONE
TB Veteran
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At least you can't get denied on that plan , insurance is a legal scam
I know I try telling these guys you have to save something every check even just a $100 a week it adds up eventually it can be hard with a family bills but stuff happens. I save $250 week taken right away into savings.