Personally I've hardly used the insurance since it began for us in January but what I did use left a bad taste in my mouth especially when you learn that there are charges that were paid by BCBS that you have to cover. My daughter goes every 3 months for a routine blood draw/work, when she went to the hospital to have it done in January they told her they didn't accept Cigna. So that left us to find a lab or office that would, then left us with charges from that lab and from the company that does the blood work. Shocked that a hospital didn't accept that insurance I made a call to learn that just recently they started accepting it for emergency visits and certain procedures but nothing considered minor. Now that's a major hospital not some small town doctor.
So I've talked to others, many are finding that the coverage just plain sucks, with some spending hundreds of dollars more per month than they were with BCBS, routine test being delayed when a guy felt chest pains and then charges that weren't covered that were previously with BCBS.
I do urge those who have issues and are paying more to call corporate and speak to those in benefits, I was recently told by one associate who called that they requested him to fax/email his bill so they could take care of it saying that some of the fine tuning had yet to be done with Cigna.
The $10 a week I'm saving for Cigna, with mandatory associate AND spouse health screening (mandatory unless you want to pay approximately $1200 more a year for insurance for not doing it) seems like it's not worth the trouble/savings. I know a couple of guys who have mentioned changing companies just because of what they now have to spend but the 90 day lapse of insurance and the pre-existing condition issue has their hands tied
So I've talked to others, many are finding that the coverage just plain sucks, with some spending hundreds of dollars more per month than they were with BCBS, routine test being delayed when a guy felt chest pains and then charges that weren't covered that were previously with BCBS.
I do urge those who have issues and are paying more to call corporate and speak to those in benefits, I was recently told by one associate who called that they requested him to fax/email his bill so they could take care of it saying that some of the fine tuning had yet to be done with Cigna.
The $10 a week I'm saving for Cigna, with mandatory associate AND spouse health screening (mandatory unless you want to pay approximately $1200 more a year for insurance for not doing it) seems like it's not worth the trouble/savings. I know a couple of guys who have mentioned changing companies just because of what they now have to spend but the 90 day lapse of insurance and the pre-existing condition issue has their hands tied
