TiredDvrsWife
TB Veteran
- Credits
- 5
I know our insurance is self-funded but does all of the CW sections have Cigna or different insurance companies that handles the claims for CW?
yeah, bennies are getting weaker by the year, mainly because medical costs are through the roof...employers can only do so much...out here we have PPO, Cigna (which is what I have) and Kaiser....every year, my wife sits on the fence about going to Kaiser, then makes her final choice at about 1145pm on the last day of enrollment, and she never changes...I have learned to put my hands over my ears and go "lalalalalala"....for a month...my life would be easier if they made the enrollment period about an hour long....then I would only have to listen for an hour instead of a month..
I know our insurance is self-funded but does all of the CW sections have Cigna or different insurance companies that handles the claims for CW?
Our insurance is not self funded in this sense...our company liability insurance is self funded which would include accidents, workmen's comp, etc...
correct....the meds are PPO, Cigna (because they are nationwide, pretty much) and local HMOs based on where they are located...when I was in Socal, not many people liked Kaiser, but in Norcal, they seem to love 'em...different strokes...My wife says she somehow always ends up in Tennessee when on the phone with Cigna..
So does that mean that our insurance falls under state laws? I was on another board and was told that being 'self funded' meant we had to do whatever the company said because they had the money. But if this isn't so then some of the procedures I need and can't get, I can call in the state insurance board to intervene? I need to get out the Cigna book and......wait, did we get one this year??
I have to travel nearly 100 miles round trip just to see a dentist. The ones that accept Cigna in our small town are either semi-retired and don't do major work, semi-retired and only works 25 hours a week (take weeks to get an appt.) and last one is a quack that destroyed my husband's tooth, has to be pulled and messed up two of mine that I will have to pay out of my pocket to get one redone.
A few years back one provider that I went to said that Cigna pays the LEAST amount and that's why most don't want to accept them.
You mean you people just dont use pliars out there?
"pliars"? what kind of ACCENT is that?? and we don't call 'em TEETH, they are TOOFS.
Know what is 50ft long and has only 5 toofs?
Front row of a Willie Nelson concert
hahahahaha
You watch that show that was on last year, I think the name of it was "Raising the Roofs"? A guy that is an actor and has been on a couple of blockbusters did a reality show of his redneck dad and uncle living in California with him. They weren't from the south but it goes to show there's rednecks everywhere!
Raising The Roofs - Raising the Roofs - The Roofs Arrive - Movies & TV - SPIKE