$35 copay no deductible in network $15/$30 prescription-my premium is $45/week for my kids (I've got 3 on the plan but there's no maximum number covered). My insurance is covered 100% and my wife is on her own plan at her job.
Well,.....If you deduct $45 a week,.....plus whatever you are required by your employer to set aside weekly for your retirement,.....say a minimum of 5% of your weekly check,.... another $60,.......that would be $105 off the top of your gross per week,...........Factor in your hourly wage and deduct,...... and that would give you your true hourly wage,......or what actually goes in your pocket. It's not your gross pay, but your "adjusted" gross pay,.....once the company gets done taking out all the mandatory deductions,.....that becomes your actual wage.
My point has always been, that when your employer has an open-ended ability to arbitrarily set deductions on your weekly pay,........and more importantly,...... have the ability to arbitrarily raise them with no input from the employee affected,........then that employer ( and there's many, many of them...) is controlling his labor costs in a sneaky, under-handed way. It's awfully hard to prove that money taken out of your check by your employer is going to where your employer alleges it's going to............It may very well be going to the "healthcare" insurance provider,........And that insurance company may very well be handing that money right back to the employer.....minus a small "handling" fee,.........as a legal kickback just to maintain the illusion that , yes, that money did go to your "healthcare"..............Freight companies "discount" freight rates all the time for volume business,......Who's to say they ain't using those same tactics while dealing with a "healthcare" insurance company for their employees?
There needs to be some sort of paper trail,.....with the appropriate responsible signatures,.....guaranteeing that the money deducted for "healthcare" is actually going for your healthcare,......so you know you're getting your dollars' worth of what they're.......taking........from your paycheck.