Recap, emergency room cost:
UPS: $25 co pay; waived if admitted or within 72 hrs of accident; non‐emergency (Deductibles: None)
Teamcare: 100%, on first day of accident only, otherwise 80% after deductible (Deductibles: 2014 $50/$100, 2015 $100/$200, 2016 $150/$300, 2017 $200/$400)
FXFE Premium: 80% coverage after deductible **A $500 co pay in addition to coinsurance & deductible will apply for the third and any subsequent ER visits for an individual. ER co pay will be waived if admitted. (Deductibles: $1,200 individual, $3,600 family.)
FXFE Choice: 70% coverage after deductible **A $500 co pay in addition to coinsurance & deductible will apply for the third and any subsequent ER visits for an individual. ER co pay will be waived if admitted. (Deductibles: $2,250 individual, $4,500 family.)