I'm just saying you ought to pick your battles. Try purchasing health care on your own, or try purchasing it for a group of employees. Crappy insurance isn't even cheap. I'd be willing to forego a wage increase, and might even be willing to take a decrease if I had a guaranteed health insurance family plan at no out of pocket. That's big money these days and isn't getting cheaper.
No, pricing on those straight truck outfits isn't cheap, but then neither is an employee and company equipment. Even if you feel the PT is a bit more expensive, it is wise to pursue that option and get people up to speed just in case you need to utilize them later. Less of a disruption in service that way. Legal? Yes. Questionable? No. Reasonable? Not having a plan B would be not only unreasonable it would be irresponsible.
Perhaps, but to not have a back up plan would be foolish.
Of course it's in my opinionated opinion. What else could it be?
What I do doesn't matter. I don't discredit your opinion based on your job title or employer. If I was not responsible for anybody but me, I'd be happy to tell you what I do just to satisfy your curiosity.