Wong, thanks for punting out just how ridiculous this all is. In this bridge accident: the Maryland Transit Police did one hellavu job. They responded immediately when the "Mayday" call was made, and in doing so save countless lives by closing off the traffic lanes. There were NO casualties except for the construction crew doing pothole repairs, and there just wasn't any way to contact them in time. As for motorists, didn't lose even one! The fact that it was 01:30 did help in that regard.
As for the damage, that is the responsibility of the ship's insurance underwriter, who I believe is Lloyds' of London. Yes, it's going to be nearly a billion-dollar claim. That's what they collect premiums for. It is NOT the financial responsibility of the State of Maryland or the US taxpayer to foot the bill, even if Joe Biden says so. That poor guy, telling us that he rode the train across the bridge many times (I checked the White House transcript of his remarks-that is indeed what he said).
Our hearts go out to the families of those six construction workers, four of whom are still un-recovered from the water. They will be recovered soon.