They will send you a letter after you don't qualify for coverage (80hrs) a few weeks later. The Teamster Benefit Trust in Fremont, Ca. is who you will be dealing with. I would guess that the price will be from $1200 to 1500 a month for full coverage. The rates will rise again in January, probably 10%. My Cobra extension is scheduled to run out in Feb ,2011 ($500 a month) . I got all my medical needs taken care of, and will be dropping coverage in December. Then, it will be a private physician, and my prescriptions will be filled by Target ( 3 prescriptions at $4.00 a month= $12)