I would also like to add that USF is not out here to screw the employees at all. It's just certain employees "29" that think so. My best advice for those "29" is to invest in the 401K Plan, and invest their money right now while they can before they retire, and not actually think that the union is going to give them some sort of 3,000, 2,000, 1,000 a dollar month pension every month at the age of 45. Do the math! By the way, have you ever asked the union to put it in writing about what you would get when you retire? Ask them if they will do that for you, so as you have something to look forward to in writing right now while your so dumb. ASK THEM, AND COME BACK TO THIS SITE AND LET US ALL KNOW WHAT THEY TOLD YOU. We all are interested in what they told you, and get it in WRITING as proof for US!