Well, Bro. Pltjack,.....It's probably better that the individual funds don't get combined into Superfunds. The average rank-and-file guy loses the ability to vote for the Local officers who get onto the Local Joint Council Area and end up being Trustees for that Fund. You must be an elected Officer to be voted a Trustee of the Pension Fund. There are roughly 170 individual Teamster Multi-Employer Plans across the U.S. and Canada,....Some are in Red-Zone status, and must provide the Government a 10 year rehabilitation plan that will restore viability to the plan , according to the Pension Protection Act of 2006,......and some funds are funded at 80-90%,.....and some are even higher. Combining some of these funds would make the Trustees a little less culpable to the rank-and-file. Central States is a perfect example of that very thing. Even though the Fund that I'm in (W. Pa. Joint Council #40), is in Red Zone Status,.....the rehabilitation plan,....approved by the Government, because the Government backs our pensions through the Pension Benefit Guarantee Insurance Board,.....provides for no cuts in benefits, if you've vested at a certain time, and have roughly 20 years into the pension. I'll get out in two years,....less , actually,...with 30 year's cumulative service between nine companies, and a benefit of $3600.00 a month, roughly,.....I'll be 62, and am at the minimum age for Social Security,....Tack on another $1642 a month,........and the only way you'll get me in a truck after that, is if Freightliner starts building hearses.......