I'd still be a little leary of the 401krap thing. Its only a matter of time before the gooberment confiscates these along with the IRAs and issues some worthless treasury bonds to keep your S&P AAA rated yrc stock company. The democraps have already held commitee hearings on this and you will only be able to pass on a portion of whats left to your family plus the Man will determine when you can start to withdraw from it.
A number of eurotrash countries have already done this and barry wants to increase his stash.
Remember the most feared knock on your door, "I'm from the government and I'm here to help you"!
This is true and the person who is driving this deal is none other then the Teamster on YRCs board Theresa Ghiladucci.
401(k) Foe Teresa Ghilarducci, the Most Dangerous Woman in America - Capital Commerce (usnews.com)