I called my pension fund office in Syracuse,NY,Monday to see if I could oped out of the survivor benefit. When I first applied to start my pension payments it was an option for my wife to get a percentage after I kicked the bucket. Well any who the fund rep.,said no,once you apply for your benefit,however you set it up,it is locked in. Then she wondered why I wanted to discontinue the survivors clause? I told her I received my letter informing me that my pension payments are going to be cut in July,so I want my whole earned amount. Of course she said no can do,however she also claimed our pension payments may not be cut in July? Who knows the only thing I know now,is time will tell,I'll have to wait till July to see if my direct deposit is smaller,or not.