This is not an example, it's my actual numbers based on this criteria...I have the family choice plan so my premiums are about $64 per month...plus my family deductible of $2,250 = $3,018 per year...minus my
free $900 HRA ($700 + $200)...and my total monthly cost are $176.50.
Now before some start complaining about how much this cost, just think about what you spend on other, less important things such as hobbies, over-priced auto payments, etc... I know for myself that I spend more than that per month playing golf...which is where I'm headed right now!!