FRTCHUCKER
TB Regular
- Credits
- 124
You are full of excuses and you are wrong about OT being considered for a mortgage. They use your average gross for the last full year. Your not a Victim and your generation isn’t experiencing anything past generations haven’t already done so. Get off your ass and make it happen. Where did you get the notion that you could afford the average home on 40 hrs a week? You buy what you can afford at the time you are ready to purchase. Hint, you are not ready to purchase a home if you have consumer debt and less than 5% down payment + 3 months emergency fund.I didn’t realize overtime was guaranteed. Due to it not being guaranteed banks won’t count it towards your income when giving approval of your mortgage. Lower interest rates benefit the seller and the tax man not the buyer.Homes have got larger over time, that’s true. However the nationwide average price is 400k across all metros, sizes etc.