ABF | Razorblades Opinions

[Razorblade]

Let me start out by saying I agree with the Medicare part of your post, although I must admit I am surprised by it....I mean after all you are a rich top 25% person, not a small guy....and Medicare is a socialist program, and I know how you feel about the free market...or are free markets only good when they benefit you?.....I see your point about the hog board, and it sucks but with time you get seniority and the chance to work more...with all that being said I do appreciate the time you spend to post, even when I dont agree with you....thank you...

Indeed, I am a free market capitalist. Health care is not a free market commodity and Insurance is not healthcare. In the free market, I have choices. I decide which services I need and where to buy them. Health care is not that. Doctors decide what I need and where it will be done. Insurance networks tell me where I can go for service. The biggest non free market part of healthcare is cost. Have you ever seen a price list in a waiting room? Try calling a hospital for a cash price on a colonoscopy. You will not get an answer.
If you bought a car the way you buy healthcare, it would go something like this. A salesperson would decide which car you need. You take it home. You don't find out what it costs until the bill comes two months later.

 

[ABF381]

Mrs 381 is a medical coder and biller. Her medical group actually has a web page that gives prices for about 80 most performed services or procedures. The patient rep. department can provide self pay prices for all procedures and services or can provide pricing ahead of procedures for expected patient cost share through insurance. Most people don't bother to find these things out beforehand. Most medical groups have these services. To your question about the price list in the waiting room.... it may not be in the waiting room but you can ask to see the pricing through the charge master......everything I have just outlined here I confirmed with Mrs. 381 and she says it is correct.

 

[ABF381]

Indeed, I am a free market capitalist. Health care is not a free market commodity and Insurance is not healthcare. In the free market, I have choices. I decide which services I need and where to buy them. Health care is not that. Doctors decide what I need and where it will be done. Insurance networks tell me where I can go for service. The biggest non free market part of healthcare is cost. Have you ever seen a price list in a waiting room? Try calling a hospital for a cash price on a colonoscopy. You will not get an answer.
If you bought a car the way you buy healthcare, it would go something like this. A salesperson would decide which car you need. You take it home. You don't find out what it costs until the bill comes two months later.

I hate to do this but I have more to say about your post...Actually health care is a free market commodity as you can go to any provider that you desire....If you don't have the ability to decide where and what services you need you need to have a different insurance company.... in a free market you decide who you want to use for insurance.... I know the cost might be high but that is what you get in free markets sometimes....free markets aren't made to be fair, they are there for the profits of the shareholders, right?

 

[Razorblade]

I hate to do this but I have more to say about your post...Actually health care is a free market commodity as you can go to any provider that you desire....If you don't have the ability to decide where and what services you need you need to have a different insurance company.... in a free market you decide who you want to use for insurance.... I know the cost might be high but that is what you get in free markets sometimes....free markets aren't made to be fair, they are there for the profits of the shareholders, right?

Read my post and your answer again. My post is about healthcare, yours says nothing about care. Your post is totally about insurance.
As my post states, insurance is not healthcare. Insurance companies are not "providers" of any healthcare. Insurance is simply an added layer of expense. Insurance profits are an unnecessary cost added to healthcare. Insurance provides no treatment, no diagnosis and no care. The problem with American healthcare is an insurance industry that has convinced us to expect the best care, right away and demand that someone else pays the bill. The result is an inferior healthcare system. Google best healthcare countries. The United States is number 10. The top 9 all have universal care systems. BTW: Canada is number 9.

 

[ABF381]

Indeed, I am a free market capitalist. Health care is not a free market commodity and Insurance is not healthcare. In the free market, I have choices. I decide which services I need and where to buy them. Health care is not that. Doctors decide what I need and where it will be done. Insurance networks tell me where I can go for service. The biggest non free market part of healthcare is cost. Have you ever seen a price list in a waiting room? Try calling a hospital for a cash price on a colonoscopy. You will not get an answer.
If you bought a car the way you buy healthcare, it would go something like this. A salesperson would decide which car you need. You take it home. You don't find out what it costs until the bill comes two months later.

I did read your post....it starts out by saying that health care is not a free market commodity.... It is....you are free to go to any provider that you like....that by definition is free market....your problem is with insurance companies telling you where to go due to where they have contracts..so my simple answer to that is find a different insurance company...I gave you answers when you claimed that prices are a secret and that simply is not true....everything in the free markets that you tell us is so wonderful has layers added to it for outrageous CEO salaries and unrealistic profit margins for shareholders....which is good in your world of investing but when it affects your insurance you are outraged....I could tell you that in order to reap some of those huge profits from insurance companies is that you should go out and buy stock in these very profitable companies....that is what you told posters on here to do to get a portion of there trucking companies profits..