GT,
That pension would stop whereever you are. For example if you had 20 years in at "O", then you would get credit for 20 years, but would loss credit because you did not make the 30 years at 55 years old. No retirement health care from the "O" pension either because you did not reach retirment age with that plan. You would have to start over with the Teamsters and work for at least 5 years to be vested in their plan. The question becomes, how long to I have to work to recieve retirement H&W benefits from the Teamsters? I doubt if 5 or 10 years would give me that. When I retired, I would take whatever $ from the "O" plan, with adjustments because I left the plan early before retirement age or service requirment, and whaterver 5 to 15 years with the Teamsters would get me. I'm more worried about retirement H&W.