Go ask the Union if they can find you a Union job, and get back to all of us here and tell us what they told you. Can you not find a Union job on your own? Remember "Steve for President", November is right around the corner. Yo,By the way.....Steve is the Greatest!Thats where I can't understand your thinking. I have the 401K and have had it for years. Why not have both? Why not have a pension AND 401K? Seems like the smarter deal to me. 2 is always better than one. Way more money for retirement. And the pension you don't even have to contribute to. Now thats a no brainer....Why the 49 can't figure it out is beyond me. Even children know it a better to have 2 or more retirement plans not just a 401K that the company can change whenever it feels like it. Kind of like social security. No thanks, I certainly don't want the company making decisions on my retirement based on their figures.