Don't want or need representation from the Teamsters. If their is an issue I walk through that open door and resolve it. Not paying for anything I don't sign up for. Teamster extortion is what I call it.
That sounds all well and good... Resolve this, on your own:
http://teamsterslocal804.org/sites/teamsterslocal804.org/files/c6_enhanced_comparison_to_ups_3_0.pdf
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Recap, emergency room cost:
UPS: $25 copay; waived if admitted or within 72 hrs of accident; non‐emergency (Deductibles: None)
Teamcare: 100%, on first day of accident only, otherwise 80% after deductible (Deductibles: 2014 $50/$100, 2015 $100/$200, 2016 $150/$300, 2017 $200/$400)
FXFE Premium: 80% coverage after deductible **A $500 copay in addition to coinsurance & deductible will apply for the third and any subsequest ER visits for an individual. ER copay will be waived if admitted. (Deductibles: $1,200 individual, $3,600 family.)
FXFE Choice: 70% coverage after deductible **A $500 copay in addition to coinsurance & deductible will apply for the third and any subsequest ER visits for an individual. ER copay will be waived if admitted. (Deductibles: $2,250 individual, $4,500 family.)
Maybe Some Retiree healthcare benefit? https://myteamcare.org/ups/newMembers/docs/TeamCareRetireePlanforUPSMembers.pdf
RESOLVE These items, on your own, and we can talk. If representation resolves these issues, for you, YOU should be willing to pay a small fee for the significant gains received.